From Digital Wallet to European Trust Infrastructure
With Implementing Regulation (EU) 2026/1731, the European Commission has further elaborated the technical specifications for the European Digital Identity Wallet (EUDI Wallet). This shifts the focus from vision to the actual implementation of eIDAS 2.0. The wallet is merely the visible component of a much broader European trust infrastructure.
This infrastructure relies on Qualified Trust Service Providers (QTSPs), Verifiable Credentials, Electronic Attestations of Attributes (EAAs), and Privacy & Security by Design. Furthermore, uniform standards ensure secure cross-border interoperability within Europe.
For banks, insurers, governments, and regulated sectors, this means much more than just compliance. It offers the opportunity to fundamentally innovate digital identification, onboarding, and reliable data exchange. Organisations that invest now are not only prepared for eIDAS 2.0 but are also creating new digital services. The real innovation, therefore, lies not only in the wallet but primarily in the European trust infrastructure behind it.